2022

Many people buy an auto insurance policy without knowing exactly what their policy covers. To make matters worse, there are many aspects to a policy that are, at best, assumptions by car owners. The following are a few things you may not know about auto insurance. Your policy does not cover all drivers of your car You may have heard that car insurance follows the car, and for the most part, this is true.

Gap insurance is an auto insurance policy that pays the difference between what you owe on your car loan and the value of your vehicle in the event of an accident or theft.  If you're unsure if you'd benefit from adding gap insurance to your existing policy, you have a lot to think about. These are some signs you should add gap insurance to your coverage. You Bought a New Car

If you're a new driver or have a brand new vehicle, establishing an auto insurance policy is one of the first things to do before you get behind the wheel. Although auto insurance may sound like a pretty straightforward concept, many individual factors go into determining your coverage and premiums, from your driving history to your credit rating. Your auto insurance agent will also ask other key questions, a couple of which may be more impactful to your premium than you realized.

If you're a driver, there's a good chance you'll need insurance for your car. When you talk with an agent about automobile insurance, they'll be able to offer many options. This can make the process of developing a vehicle insurance plan feel tough if you don't know what choices will work best for you, though. It will be easier, however, if you understand these four aspects of how to build a plan.

Auto insurance is something you cannot do without if you drive. While most drivers know they need auto insurance, many don't understand their auto insurance coverage. Not having the right type or amount of coverage through your auto insurance can be a big mistake. However, it may not always be evident that your current policy is insufficient. Here are three things you should know regarding your auto insurance coverage. Not All Coverages Are Necessary

With the cost of many goods and services skyrocketing as the result of inflation, many homeowners simply do not have much cash to spare. That is why the ability to save money wherever possible is so important. Thankfully, saving some money on your homeowners insurance can be much easier than you realize when choosing to utilize the three money-saving tips outlined below.  Tip #1: Review Your Coverage Needs And Eliminate Excess Coverage

Small business owners often choose to opt-out of offering employee benefits because they believe that offering these benefits will simply be too expensive for their relatively small budget. This can be problematic for some business owners since the unavailability of a benefits package can discourage many workers from seeking employment at a small business. The good news is there are some employee benefits that even the smallest businesses can afford to offer their employees.

When a loved one dies, you get hit with many legal and financial problems to deal with at one of the worst possible times. One of those is making sure their home is protected until it goes to an heir or gets sold. To do that, you need to make sure you have the right insurance coverage. What is Probate? Probate is the legal process of settling someone's estate. Even if they have a will that says who should get their house, their house doesn't automatically transfer to that person.

There are many factors that play into valuing an insurance brokerage, including the assets the business owns, how much the business makes, how steadily the business is growing, and what is happening in the insurance market. Valuing an insurance brokerage business is complex and time-consuming, and as such, it is something that is typically only done if the need arises. Here are a few of the most common reasons why you may need insurance brokerage appraisals or valuations completed.