Why You Should Purchase the Roadside Assistance & Loaner Car Addenda

When buying auto insurance, the insurance company will always offer you extra addenda that you can add to your policy. Two of these, the roadside assistance and the loaner car addenda, are worth the extra bit of pocket change each month. Here are some reasons why you definitely need to add these two extras to your auto insurance policy.

Every Short Distance Tow Costs Between $35–$125

Depending on where you live, every time you need a tow, it will cost you between thirty-five to one hundred twenty dollars. That is a lot of money. When you consider that the cost of the roadside assistance addendum is only a few dollars a month, and you are granted at least two or three tows with that, use of towing services under the addendum would quickly pay for itself several times over. You would easily save a couple hundred dollars in towing and tire change fees just by adding this addendum to your car insurance.

If You Have No Car, You Have to Work Out Rides

When your car gets into an accident or needs to go into the shop for repairs, you are stuck without a vehicle for days. The loaner car addendum to your car insurance, under specific circumstances, provides you with an extra car to drive until you can get your vehicle back. You would never have to ask half a dozen people for rides or take the bus or taxi because you would be given a car to drive by your insurance agency. Most of the time, the vehicles come from car rental agencies, so you know that the loaner cars you get are safe to drive.

Changing a Car in a Suit and Tie or Skirt Is Not Easy

With no roadside assistance, you would be forced to change your own flat tire. That could mean having to change a tire in a blizzard, or changing a tire in rush hour traffic. Even worse is changing a tire in business attire. Have you ever tried to change a tire in a suit and tie or in a skirt and pumps? Sure, you do not believe that you would ever end up in that position, but you never know for certain. If you have the extra addenda attached to your insurance policy, your insurance would send a tow truck, the tow truck driver would change your flat for you, and/or tow your vehicle to a repair shop where you might get a loaner car.

To learn more about your auto insurance options, visit resources such as http://www.coastcompins.com.

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