2019

When you've been shopping for auto insurance in the past, you may have noticed the option to buy uninsured motorist coverage and wondered if you should add this option to your policy. Adding uninsured and underinsured motorist coverage to your auto policy is always a good idea. You should learn a bit about this coverage type. When you learn more about it, you may decide to purchase it for the added peace of mind it provides.

Having auto insurance is a must, but many drivers choose to get liability coverage without looking into their options. While you should have liability coverage just in case you cause an accident that leads to a damaged vehicle, you should think about choosing an auto insurance plan that provides even more coverage. It would truly be put to good use if you got into an accident at random. Collision Coverage

No one likes receiving a notification in the mail that they now need SR-22 insurance, but you should realize that needing SR-22 insurance likely means that you will be able to keep your driver's license after you encounter a major traffic violation, such as a DUI. If purchasing an SR-22 policy is what it takes to keep driving, then you should start looking for a policy right away. As you look for one, here are three important things to understand about this type of auto insurance.

If your home is damaged in a disaster, you want your home insurance company to settle your claim as fast as possible. Fast claim settlement requires close cooperation between the homeowners insurance company and the homeowner. Here are some of the things you can do to speed up the process. Mitigate losses The first thing is to take measures to prevent further losses. For example, if the roof is damaged, you can spread a tarp over the damaged area to prevent water from getting into the house.

Flooding can happen anywhere and at any time. If your home were to be flooded, would you be covered? Not only does flooding cause damage to personal property, but the aftermath can include severe water damage, rotting, mold growth, and other costly problems. Fortunately, a flood insurance policy can give you the coverage and peace of mind you need if a flood ever occurs on your property. Before you move forward, though, there are a few common flood insurance mistakes you'll want to be aware of and avoid.

Completing renovations to your home can be an exciting event that could involve a lot of different things, and when you make renovations to your home, you should always update your homeowner's insurance policy. If you are wondering why this is so important, here are the top three reasons: Your house might now be worth more money Renovations to a home might include a complete kitchen remodeling project, an addition to the home, basement finishing, or creating an exterior kitchen area.

When your teen starts driving, you will likely have two concerns: their safety and the cost of their auto insurance. Teens are known for being expensive to insure since they are inexperienced and at a higher risk of an accident. However, you should not have to empty your wallet in order to insure your teen driver as long as you follow these tips. 1. Enroll them in driver's education. In most states, driver's education is no longer mandatory in order for teens to get their license.

If you bought a house and are moving into it but decided to keep your existing home as a rental property, you will not only need to purchase homeowner's insurance for the new house you are buying, but you will also need to change the insurance you currently have on your existing house. The homeowner's insurance you currently have will not be the right type of insurance if you rent out your house.

Many people are struggling each month to pay all of their regular bills and they may skip out on health insurance coverage in order to save money. If you've been avoiding paying for coverage to save a bit of money, that isn't the best idea. Your health is important, and you never know when you may need to head to the doctor unexpectedly. Having proper health insurance can save you big time in the future.