2018

Why You Shouldn't Let Your Car Insurance Policy Lapse

If you have a tight budget, you may hate paying for car insurance and wish you could eliminate the bill. The only safe way to get out of paying insurance for your automobile is to get rid of your car and stop driving. If you're going to drive, then insurance is mandatory in most states. That means, if you're not insured, you're breaking the law. However, there are more important reasons for having car insurance.

You Can Get Caught without Insurance and Get Fined

Driving without car insurance is against the law. Along with breaking the law, driving without insurance also leaves you liable to pay for any damages caused by you in an accident. When it comes to being caught without insurance, there are many different ways the law enforcement officers will go about catching you. Here are some of the things they will do to catch people who are breaking the law by operating their cars without being properly insured.

4 Tips For Starting A New Insurance Agency

Whether you're an experienced insurance agent or just received your license, you may be thinking of opening your own agency. Working for yourself in a common goal in those with an entrepreneurial spirit. Here are four points to keep in mind as you embark on your adventure of starting an insurance agency. 1. Have A Backup Plan For Income Insurance agents make money from commission on premiums and bonuses. If you're a brand-new agency, it will take you some time to build a client base and start bringing in residual income.

Examples Of Various Insurance Coverage Your Food Truck Business May Need

If you are thinking of launching a food truck business, note that business insurance should be part of your plans. Here are some of the various forms of insurance you may need for your food truck business: Commercial Auto Insurance You need commercial auto insurance coverage to protect the truck you use for hauling your business around. Just like other forms of car insurance, commercial auto insurance include various forms of coverage such as:

Four Reasons To Purchase Life Insurance

Life insurance is not something that you likely think about every single day, since it is specifically designed for unforeseen circumstances or the end of your life. However, just because you don't think about it often does not mean that life insurance is not an important purchase and investment for you to consider. Understanding some of the core reasons why it is important to be covered by a life insurance policy can help you determine if you should get in touch with a broker about purchasing a policy for yourself or a family member.

3 Mistakes To Avoid If You're Trying To Lower Auto Insurance Costs

Having the right amount of auto coverage in place is essential. This means taking the time and doing the appropriate amount of research to secure the ideal amount of coverage. It's in your best interest to work to keep this cost down as much as possible. The key to doing this may rest in avoiding certain mistakes that may have a significant impact on the amount of value of your annual premiums.

Why You Should Purchase the Roadside Assistance & Loaner Car Addenda

When buying auto insurance, the insurance company will always offer you extra addenda that you can add to your policy. Two of these, the roadside assistance and the loaner car addenda, are worth the extra bit of pocket change each month. Here are some reasons why you definitely need to add these two extras to your auto insurance policy. Every Short Distance Tow Costs Between $35–$125 Depending on where you live, every time you need a tow, it will cost you between thirty-five to one hundred twenty dollars.

Not Sure Why You Need A Surety Bond? 3 Situations In Which One May Be Required

If you're looking for a surety bond, and you're not sure what they are, you're not alone. Most people aren't aware of what surety bonds are. In simple terms, surety bonds are a way of guaranteeing that you'll pay for the services you're rendering, or protecting them against liability should something go wrong along the way. It's important to know that are are many different types of surety bonds, with each one providing protection for a specific thing.